Verkkoif you’re on a budget and have maybe been struggling to find affordable listings in the current housing market, you’re in luck.

Verkkowhen the median home value in your area is $1 million or more, a 20% down payment alone comes to $200,000.

Verkkoready to make the leap into homeownership?

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There are good options that meet those criteria.

If you’re over 50, take advantage of massive travel.

That’s why gobankingrates has.

Verkkocheck out these cities where you can buy a lake home for under $250,000.

Discover 11 cities where affordable housing is still a reality under $250,000.

Verkkobuyers want that desirable combination of an affordable home in a safe and prosperous neighborhood.

Verkkoyou likely need an income of at least $65,000 to afford a $250,000 house β€” and possibly more depending on your other debt obligations and the cost.

All median home values come from redfin.

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