Verkkofinancial services are one type of resource or opportunity within economic environments that may influence familiesโ€™ financial stress and well.

Individuals, families, and communities who are financially literate (or financially educated) tend to make better financial decisions.

Verkkothe importance of financial literacy.

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Verkkoin the face of massive employment disruption worldwide, government financial support provided essential support for families and.

Verkkothe direct effects are the loss of family members, anxiety feelings related to family loss, increased unemployment, limited physical and social contact, family stress,.

Kelley et al. , 2020), and.

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