Webfirst step for families to break the cycle of poverty.

This paper argues that the housing affordability and wealth inequality.

Without a savings safety net, even a small disruption—such as a child’s illness or a vehicle breakdown—can push families.

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Unaffordable housing is a drag on regional and national economies.

Macroeconomic policy reforms for more affordable homes.

Webhigh prices, high mortgage rates and a shortage of homes:

In areas where housing costs are high, employers end up effectively.

Restrictive zoning and regulatory policies, skilled labor shortages, financing.

Combined, they’ve created today’s crisis of affordability.

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Webthe ongoing financial pressures associated with housing costs have been making headlines for years, but costs are only one piece of the puzzle.

Macroeconomic policy reforms for more affordable homes.

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